Scotiabank Mobile Banking

4.7
221K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Complete your everyday transactions with more ease, accessibility, and security — for banking that’s as flexible as it is fast.

Key features include:

Budgeting, insights, and advice
Create a budget and reach your financial goals faster with personalized insights and advice from Scotia Smart Money by Advice+.

Rewards your way
View your Scene+ points balance and redeem your rewards right in the app.

Mobile cheque deposit
Take a photo of a cheque and deposit money quickly and easily into your account.

TransUnion credit score and report
Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score.

Barrier-free banking
With features such as dynamic font sizing and TalkBack compatibility, the app was designed with accessibility top of mind.

Advisor access
Book an appointment to meet with a Scotiabank advisor on the phone or in-person.

Next-level security
Data encryption keeps financial information safer, 2-step verification confirms your identity, and notifications help you stay on top of what’s happening in your accounts.

Switch between Scotiabank apps
Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app.

Personalized support
Find quick answers with the Scotiabank chatbot, and connect with a live chat advisor.


Important disclosures

By pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below.


The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone.


When you use Scotiabank’s mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer.


When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information.


We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting.


Please note that this app gives you access to Scotiabank accounts held in Canada. For information about our services in other countries, visit scotiabank.com.


Have questions about the app?

Visit scotiabank.com/app or give us a call at 1-877-277-9303 (Canada/USA) so we can help.


The Bank of Nova Scotia

44 King St. West

Toronto, ON M5H 1H1
Updated on
Jul 28, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
217K reviews
Tristan Lake
October 27, 2024
Considering how often this app will, seemingly intentionally, charge all my pending charges, payments, bills, etc at once so that I drop into the red, and then immediately send a smarmy notification on email and on the app to sign up for the overdraft protection, I'm not very impressed. Overall it's a good app and well designed for the most part, but it seems like it doesn't matter what days I put my automatic payments on; I always get shot down into the red no matter how I do the math. Not cool
107 people found this review helpful
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Brandon Wiita
March 16, 2022
Horrid app to go along with a horrid bank. It seems like they go out of their way to make things difficult. I can buy a house over the internet but I can't get a new card. When I cancelled my checking acct it locked me out of the app so now I can't see how much my Amex cc is and have to blindly pay it off hoping I don't pay to much or to little. Frustrating. Lots of better banks out there that'll actually try to help you
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Frédéric Bourgault
March 12, 2022
This mobile app is thoroughly useless! I'm so frustrated with it. Up until I installed it I could log in the online website on either my phone or computer and do transactions on any of my linked accounts, including my trading account. Since I installed the app, I can't log unto the web from my phone anymore and the app won't let me go into the trading account. Worse, the bloody 2SV identification step can't be removed either! Can't even log in from computer anymore even after removing app!
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Scotiabank
March 15, 2022
Hello Frédéric, we’re sorry to hear you’ve had an unpleasant experience with our mobile banking. However, we’d like to learn more about your situation and what exactly happened. Please give us a call at 1-877-908-8866 for additional support.

What’s new

• Clients can now easily share account details for wire transfers and download them as PDFs.